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Terms and Conditions

Last Updated: April 15, 2026

1. Acceptance of Terms

By accessing and using the Funds2day website and services, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services. These terms apply to all visitors, users, and others who access or use our services.

2. Description of Services

Funds2day provides business funding solutions including, but not limited to, Merchant Cash Advances (MCA), Business Term Loans, Lines of Credit, Asset-Based Lending, Equipment Financing, and SBA Loan assistance. Our services are designed to help businesses access working capital quickly and efficiently.

Important: A Merchant Cash Advance is not a loan. It is a purchase of future receivables at a discount. Payment structures are daily or weekly only.

3. Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Be a legal business owner or authorized representative
  • Have a valid business operating in the United States
  • Provide accurate and complete information in your application

4. Application Process

By submitting an application through our website or JotForm application portal, you represent that all information provided is true, accurate, and complete. You authorize Funds2day and its partners to verify the information provided, including but not limited to bank statements, credit history, and business records.

Submission of an application does not guarantee approval or funding. All funding decisions are subject to review and approval based on our underwriting criteria.

5. SMS/Text Messaging Consent

By providing your mobile phone number and opting in through our website forms, you expressly consent to receive SMS/text messages from Funds2day. These messages may include:

  • Application status updates
  • Customer care communications
  • Marketing and promotional messages about our funding products
  • Account-related notifications

Message frequency may vary. Message and data rates may apply. You can opt out at any time by replying STOP to any message. Reply HELP for assistance. Consent to receive SMS messages is not a condition of purchasing any goods or services. Your SMS opt-in data will not be shared with or sold to third parties.

For more details about our SMS practices, please review our Privacy Policy and SMS Opt-In Policy.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Funds2day and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without our prior written consent.

7. User Responsibilities

When using our website and services, you agree to:

  • Provide accurate and truthful information
  • Not use our services for any unlawful purpose
  • Not attempt to gain unauthorized access to our systems
  • Not interfere with the proper functioning of our website
  • Comply with all applicable laws and regulations

8. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without any warranties of any kind, either express or implied. Funds2day does not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components.

All estimates, calculations, and projections provided on our website are for informational purposes only and do not constitute a binding offer or guarantee of funding terms.

9. Limitation of Liability

To the fullest extent permitted by law, Funds2day shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, including but not limited to loss of profits, data, or business opportunities.

10. Indemnification

You agree to indemnify and hold harmless Funds2day, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our website or services, your violation of these terms, or your violation of any rights of another party.

11. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Funds2day. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

12. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising from these terms shall be resolved in the courts of New York.

13. Changes to Terms

Funds2day reserves the right to modify or replace these Terms and Conditions at any time. We will notify users of any material changes by updating the "Last Updated" date. Your continued use of our website and services after any changes constitutes acceptance of the updated terms.

14. Contact Information

If you have any questions about these Terms and Conditions, please contact us: